Duplexes are one of the most efficient ways to build a rental portfolio. One roof, one lot, one insurance policy — but two rent checks every month. In Montgomery, duplexes offer exceptional value.
Montgomery Duplex Economics
- Typical purchase price: $100,000–$180,000
- Combined Section 8 rent (2 units): $1,800–$2,400/month
- Monthly cash flow after PITIA: $500–$900+
- Single closing, single loan, double income
Financing Options
Duplexes qualify for the same DSCR loan programs as single-family homes, often with even better DSCR ratios due to dual income streams. If you live in one unit, you may qualify for FHA financing with just 3.5% down (house-hacking strategy).
Management Considerations
Duplexes require coordination between units — shared systems, common areas, and sometimes neighbor disputes. Professional management keeps things smooth. James-Hawkins manages duplexes throughout Montgomery with the same care we give single-family homes. Explore our investor services.
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